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Plain-English articles on UK pensions, retirement planning and the state pension. Our pension blog covers everything from how much you need to retire, to understanding your National Insurance record - written by Chartered Financial Planners, without the jargon.

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How the 25% tax-free pension lump sum works: a pie with one quarter lifted out
Article · Pensions

How Does the 25% Tax-Free Pension Lump Sum Work?

19 October 2026 · 8 min read

Drawdown vs annuity: two paths, one flexible and one steady
Article · Pensions

Pension Drawdown vs Annuity: Which Is Right for You?

19 October 2026 · 7 min read

How to find lost pensions: a woman finding old pension letters in a box
Article · Pensions

How Do You Find Lost or Old Workplace Pensions?

19 October 2026 · 5 min read

Income tax in retirement: a retired man reading his tax letter with a cup of tea
Article · Tax

How Much Income Tax Will You Pay in Retirement?

19 October 2026 · 6 min read

The Money Purchase Annual Allowance: a pension jar with a narrower opening
Article · Pensions

What Is the MPAA and How Do You Avoid Triggering It?

19 October 2026 · 5 min read

How many National Insurance years for a full State Pension: a row of stacked year blocks
Article · State Pension

How Many NI Years Do You Need for a Full State Pension?

19 October 2026 · 5 min read

Can I access my pension at 55? A pension piggy bank behind a gate that opens at 57
Article · Pensions

Can I Access My Pension at 55? Why It Is Rising to 57

19 October 2026 · 7 min read

Pension emergency tax explained: a surprised man looking at a smaller-than-expected payment
Article · Tax

Why Was My Pension Withdrawal Taxed So Heavily? Emergency Tax Explained

19 October 2026 · 4 min read

Pensions and Inheritance Tax from April 2027: a family looking at a will and pension papers
Article · Tax

Pensions and Inheritance Tax: What Changes in April 2027?

19 October 2026 · 8 min read

State Pension age if born in 1960 or 1961: a woman counting months on a calendar
Article · State Pension

State Pension Age for People Born in 1960 and 1961: Exact Dates Explained

19 October 2026 · 12 min read

What is my State Pension age: a couple checking a calendar together
Article · State Pension

What Is the State Pension Age and When Can I Claim It?

19 October 2026 · 7 min read

UK retirement rules 2026/27: a signpost pointing to State Pension, tax-free cash and pensions
Article · Retirement

UK Retirement Rules 2026/27: The Complete Guide

19 October 2026 · 11 min read

AJ Bell SIPP review: a clay calculator showing the word SIPP
Review · Pension reviews

AJ Bell SIPP Review (2026)

27 May 2026 · 14 min read

Illustration of a retired couple walking arm in arm along a sunny autumn park path
Article · Retirement

Making A Positive Transition To Retirement

23 May 2026 · 5 min read

Illustration of a man stepping across stones from an office desk towards an armchair and garden, representing the move into retirement
Article · Retirement

Five Top Tips to Make a Smooth Transition to Retirement

28 May 2025 · 7 min read

Whether you’re just starting to think about retirement or you’re a few years away, our articles break down the things that matter most. Because understanding your pension shouldn’t require a financial degree. Topics we cover include state pension age and NI records, workplace and personal pensions, SIPPs and self-employed retirement planning, tax relief on pension contributions, and how to make your money last in retirement.

Not sure where to start? Try our free State Pension Age Calculator or Pension Projection Calculator alongside our articles.

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